The financial markets took a big dip early last week over fears about the spreading coronavirus, erasing gains from earlier this year. After the Dow lost over 800 points on Tuesday, it was down a total of 1,900 points in two days.

On the whole, Americans are woefully unprepared for retirement. While wages are not increasing as quickly as the cost of living, many savers are unable to put away as much as they’d like and potentially face a lower standard of living in retirement. Policy-makers and employers have recognized this savings gap and have now taken the first step to help retirees manage their money as well as allow for pre-retirees to plan ahead.

Like many others, I stumbled into my career by chance. An opportunity arose, my interest was piqued, and dipping my toes into something new turned into a long and fulfilling career. This path may have been indirect, but I like to think that while this career initially chose me, I, in turn, chose it, and as my passion and knowledge grew, I committed to it.